Ferocious Dogs.
The Dogs that do a LOT more than just roll over!
The Dogs of the Dow have total returns of about 21% for 06, compared to nearly 8% from the overall Dow Jones Industrial Average

(Find out what else these Dogs will do for you in a portfolio.)

Ferocious Dogs...

Who are they? What are they? And what will they do for me?

We're glad you asked that.

The Who: Our Dogs are the Dogs of the Dow prepackaged in a portFolio.

The What: Our Dogs are a group of the top 10 stocks, by dividend yield, from the Dow Jones Industrials... all pre-packaged in a portFolio. They include some of the giants, like General Motors, Verizon, and General Electric.

What these puppies will DO for you: Well, our Dogs are much more manageable than other Dogs. They’re all in one place, for one thing.

And, unlike a mutual fund, you’ll actually own the individual shares, and that has BIG advantages. (Much more on that later on.)

You can buy a new one every month of the year. And they roll over yearly, so you can sell your losers, keep your winners... and help offset your capital gains. BIG advantage.

You can benefit from a long-term tax rate, by holding your portfolio for at least 365+1 days. And, of course you can hold your securities longer, if they’re doing well. It’s your choice.

You will pay much lower fees, when your Dogs are in a portFolio. It will only cost you $199.00 per year. Period. This is much less than you’d pay in a mutual fund, where commissions can run up to 5%.

(And, remember, you lose control in a mutual fund because the mutual fund manager decides when to sell, not you).

And we’ll automatically notify you, when it’s time to trade these puppies.

There’s much more to come. But just to keep you salivating...

Let’s talk strategy.

The Dogs of the Dow Strategy

The strategy of buying Dogs is this: You buy the top 10 stocks, by dividend yield. And you buy from some of the giant companies, whose stocks are currently down... and wait for them to recover.

The theory is that, as these companies recover, the share price will rise more than the Dow 30, as a whole. It’s often been called a Contrarian technique, but it’s been performing nicely for long-term, buy and hold investors for a long time.

How The Dogs Have Been Performing Lately

By the Dogs' very nature of buying huge stocks when they’re down, expecting them to eventually go back up... we can’t expect these gigantic companies to stay ahead of the pack every single year. That’s not the point.

That said, though, several of the BIG Dogs that were beaten down pretty badly last year are coming back very strong in 2006. They’ll, no doubt, continue to fluctuate into the future. That’s their nature.

Among the big Dogs, GM’s stock shows the biggest turnaround of them all. The WSJ reported their stock has surged to almost 60% YTD. This makes it the best performing Dow industrial component for 2006.

Verizon Communications and Merck were two other major underdogs in 2005. And both are bouncing back, after a dismal loss of 26% last year for Verizon. Merck, luckily, only declined 1%.

Verizon is up about 18% in 06 and Merck’s added about 29%.

So, with just these few examples, it’s easy to see how this strategy works. Does this buy and hold strategy work for you? Some investors like it for retirement income. It just depends on what you want to accomplish.

Again, the whole strategy is based on precisely what happened with our three examples: Buy blue chips when they’re out of favor and hold them until they make a recovery which, historically, they usually do.

Dogs' Historical Performance
The following table presents the total returns for various calendar years and the average of annual total returns for the one, three, five and ten year periods ending December 31, 2004.

(insert table)

Excellent Strategy for Some Investors Interested in Income, Liquidity or Retirement

Many investors are concerned that over two years of interest rate increases, and a weak housing market, the economy has slowed down. Consequently, some investors are attracted to dividend-heavy sectors.

Some analysts say that investors are becoming more conservative, as they look for some stability. And, while dividend stocks don’t move as high in the good years they don’t go down as much in the bad ones, either.

Some Wall Street strategists also favor a traditional strategy that secures cash, regardless of what direction the stock market takes. That suits the Dogs just fine because the Dogs' strategy says:

Time IN the market is more important than timing the market.

Even in a bear market, dividends can serve as a cushion for your portFolio. Of course, it really depends on what your investment goals are.

If you see Dogs in your future, you will flip over how much better our Ferocious Dogs will perform for you.

A recap of what our Ferocious Dogs Can Do:
·  They come in a pre-packaged portFolio... 10 different stocks.
·  You can buy a new one every month of the year.
·  They are updated yearly, so you can sell your losers to offset your gains before
the year’s end. (More on that later on.)
·  You can benefit from a long-term tax rate, by holding your portfolio for at least
365+1 days.
·  You can hold your securities longer, if they’re doing well.
·  You’ll also pay much lower fees. (Keep more of your own money.)
·  You’ll be automatically notified, when it’s time to trade.
·  They outperform the average S&P50 returns by 6%

Let’s talk dollars and cents.

By using the chart below, you can easily see the ultimate reason you want to buy your Dogs in a portFolio.

It’s not rocket science. It’s just good money sense, made all the more important because you get to KEEP more of your own money, instead of letting the tax man have it.

How could this be? Because you actually OWN all of the underlying securities with these Ferocious Dogs. (You could not do this with mutual funds, by the way).

And because you own your individual securities, that means you can sell your losing stocks, keep your winning ones, and use the amount you lost to offset your gains. Take a look.

Difference in Taxable Income, when you OWN Your Stocks
Your Ferocious Dogs at Year’s End
Total Amount Invested $ 20,000.00
7 Winners Up 25%
3 Losers Down 10%
Total Return 15%
Gain $ $ 3,000.00
If You Didn’t Sell Losers to Offset Long Term Gains
Tax Rate 30%
Tax Paid $ 900.00
Total After-Tax Profit $ 2,100.00
Actual After Tax Return 10.5%
Selling Losers in a portFolio to Offset Long Term Gains
LTG Tax Rate 15%
Sell Losers - Offset Gain $ 2,000.00
Taxed Gain $ 1,000.00
Tax Paid $ 150.00
Total After-Tax Profit $ 2,850.00
Actual After Tax Return 14.25%
% Increase in After Tax Profit 26.32%

Question? Would you rather make $750.00 more, after taxes or would you be OK to let the tax man have that money? Would you rather owe $150.00 or $900.00?

Pretty silly, I know. But that’s the amount of money you’d be losing, if you had your investment in mutual funds... whether it.s the Dogs of the Dow or anything else. That’s not a smart Dog.

It just makes sense to put your hard earned money in a vehicle that makes your money grow instead of shrinking, doesn’t it? That’s why this kind of investing makes SO much sense (More reasons to invest in our portfolios in a moment).

But first, what about mutual funds?

What about all the fees you pay with mutual funds? Are you really aware of what all the fees are? They can go as high as 5%. With our portFolios... it’s a flat rate. Period. That works out to be less than 1%.

Our low annual fee is $199.00 for an account. And you can have as many portfolios as you want in ONE account. It just makes sense.

Again... with Folio Investing, you get to keep more of your own money!

Let’s look at some more things these Ferocious Dogs can do and any of our portfolios for that matter. (We’ll be keeping you informed, as we create more new ones to add to our growing list.)

Many of the smart things our investment products can do unfortunately, mutual funds cannot do. And you can’t even do these things, if you arduously bought your own stocks one at a time, creating your own portfolio, and paying way too much in trading fees.

What Can Our Investments Do That Mutual Funds and Individual
Stock Picking Cannot Do

As I said, with our portFolios, you actually OWN the underlying securities. And, as you saw from the previous example, the tax advantages are amazing. But, there’s more.

When you buy the Dow 10 in our portfolio, for example, you buy by equal weighting of all ten securities. And it’s all done, with only one touch of a button. Simple.

And remember, they’re already chosen by a time-tested method, so you don’t have to outguess the market. Remember the strategy? Time IN the market is more important than timing the market. It takes out the guess work.

With your Ferocious Dogs, you buy by dollar amount; not by share amount. So, an equal amount of money is placed on each stock. (And as you sell your losers, you can automatically rebalance your portfolio, by dollar amount.)

Simple, yet sophisticated. And, because you actually OWN the individual securities (unlike a mutual fund), you do not have to sell all the securities and roll them into a new portFolio at the end of the year. You only sell your losers and carry forward your gains. Simple. Smart. Why have it any other way?

With these puppies, we’ll let you know when it’s time to sell and when we have the newest Dogs. We also send you a tax statement at the end of the year, so you can easily determine to sell, hold or roll over into the next one.

Imagine the headaches and money lost, if you bought the Dogs in a mutual fund and you didn’t have the ability to keep the good ones? Or, imagine the costs and time it would take, if you tried to do it yourself? It’s just not smart.

We’ll offer a new Dog (10 top highest dividend yield stocks) each month. And you can let your winners roll over and sell the losers.

You can keep the good ones for 365 +1 days and appreciate long-term capital gains, if you choose. You’re in control of your money. We just do all we can to make it easy and cost efficient for you. No hassles. No gimmicks. No hidden fees.

Now do you see why we say our Ferocious Dogs are the smartest Dogs in town?

Discover the Difference like so many of our clients have.

If you’re like so many of our current members, you’ll really appreciate the many benefits you get from keeping your Dogs in a portfolio. It’s easy for you to monitor and manage them and cost-efficient too. And BIG tax advantages!

We’re Folio Investing an online brokerage firm. Our founder and CEO, Steven Wallman, stands for the individual investor. Like you, our clients want to control their money in a simple and affordable way.

Our Dogs portFolio is our newest addition, but we have hundreds of Ready to Go portFolios, covering many sectors and investment styles. And we have a total of about 5500 individual securities for you to choose from.

You can put up to 50 securities in one portFolio. (Not the Dogs, because there are only 10 of those.) And for a flat fee, you get twice-daily Window trades for non-Dog portFolios. With other types, you can also buy fractions of shares. But the Dogs only come in whole shares.

Our model is tailor-made for individual, self-directed investors, who want control over their own financial future. Does that sound like you?

We’re here for people who want to keep more of their own money and make it grow, while we make it possible, with ease and simplicity. And real smart offerings.

We hope you’ll come by for a visit...

We’d like to invite you to visit us. Please go to our web site, take the tour and continue to look around. (You’ll learn more about our portfolios.) If you like what you see and would like to open an account, we’d be delighted to have you join us.

As a get acquainted offer, we would like to extend a special invitation to you. For a limited time, we’ll allow you to open a "Watch Account." That’s an unfunded account that will allow you to choose... say our new Dogs ...and just watch for a while to see how they perform.

This will also give you a chance to see how we perform.

Naturally, if you prefer to go ahead and open an account today, we’ll be happy to accommodate you. Just go here and follow the prompts. It’s that easy.

And, as always, we have customer service representatives, who will be happy to answer any question you may have. Just call them at 888.933.4142. They’re acutely aware of your busy schedule and will bend over backwards to help you.

If you want to buy high yield dividend stocks from some of the giants in the industry, when their prices are temporarily down, (and hold them until they recover)... you'll want to buy our Ferocious Dogs. They are, definitely, the smartest Dogs around.

As you can see, these Dogs do a LOT more than just roll over.

We look forward to having you join our Investor Family and enjoying all the advantages. We work diligently to provide you, our investors, with an easy, simple and affordable way to keep more of your own money... and to grow it over time.

Your success is absolutely our success!

Yours in successful investing,

Stuart Wolff
Top Dog

P.S. We can only offer a "Watch Account" to the first 5,000 people. So, we hope you’ll be one of them. Just use this code, when you sign up for your account: FD07

P.P.S. We’ll be sending you alerts, as we create new portFolios that we think you may find beneficial to your investing goals.

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